ESS offers a complete solution for locking loans with all investors in industry which includes many variables involved in the reviewing and verifying of price quotes and locks requests. Committing loans with many investors and issuing confirmations to appropriate parties is included as well. Also included is the entering of lock request and confirmation information accurately and efficiently into the LOS. Some rate sheet development including rates, pricing, adjustments and matrices may also be necessary. The Lock Desk Specialist at ESS plays a critical role in the profitability of each loan by being responsive to an ever-changing unpredictable set of circumstances (i.e. market movement, volume levels, loan characteristics affecting price, investor requirements, etc.) This position is fast paced, deadline driven, and offers a variety of tasks throughout the day.